How to make the most of your income in 2025

Abhishek Datta on starting your investment journey in 2025| The nationals

The first step is to calculate your net worth

List your assets (even those in another country) and liabilities, and the difference is your net worth.

"You gain an objective view of where you stand, which is critical for setting realistic financial goals, whether you're saving for a major purchase, tackling debt, or planning for retirement," says Abhishek Datta, associate vice president at the Continental Group.