UAE motorists face insurance delays to repair flood-damaged cars | The National News
Customers with comprehensive insurance policies could be eligible for natural perils coverage.
"People affected by last week’s rains can claim damages under the natural calamity coverage of their motor insurance policies," says Faisal Abbas, vice president of employee benefits and general insurance at The Continental Group.
"There are standard and special exclusions in motor insurance policies. A typical exclusion would be if the policyholder consciously drives the vehicle to a flood-prone or waterlogged area. A customer is eligible to make claims under natural calamity and receive a payout only if their vehicle was parked or stationary at a designated place."