AI Should Not Replace Human Reasoning in Personal Finance Decisions

Anselm Mendes on why judgment, not automation, must drive financial decisions | Aletihad

As AI tools and cashless payments become increasingly embedded in everyday life, financial experts are highlighting the importance of maintaining human judgment in personal finance. In an interview with Aletihad, Anselm Mendes, Executive Director at Continental Group, explains that while technology can simplify financial management and support informed decision-making, it should never replace individual responsibility or critical thinking. He also highlights the growing need for stronger financial education as digital spending habits evolve, emphasising that long-term financial wellbeing depends on thoughtful planning, informed choices, and a clear understanding of personal financial goals.