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Business Secure Package

One practical package for everyday SME risks

The Business Secure Package is designed for office and premises-based SMEs that want their key covers in one place — property, liability, business interruption, and employee protection — structured as a single, easy-to-manage policy. Less paperwork, less administration, and the confidence of knowing everything is aligned.

Whether you operate from a freezone business centre, a mainland office, a shared workspace, or corporate premises, our SME Specialty Team will help you structure the right cover for your setup — and make sure you're protected without paying for things you don't need.

What's included

These covers are built into the package as standard. Terms and conditions apply.

Business Assets Property cover for your office contents, equipment, and premises.
Business Continuity Business Interruption cover to protect your income if you can't trade.
Third-Party Claims Public Liability cover if a client, visitor, or third party makes a claim against you.
Your People Workmen's Compensation and Employer's Liability to meet your legal obligations and protect your team.

Add the covers that fit your business

Every business carries its own risks. These optional covers can be added based on your activity, your team, and the way you operate.

Employee Dishonesty

Employee Dishonesty cover gives your business a financial safety net in the rare event that fraud, theft, or dishonest acts by an employee result in a loss. It's a straightforward way to protect what you've built and keep your finances on steady ground.

Personal Accident

Personal Accident cover provides financial support to employees who are injured in an accident, helping them and their families manage through their recovery. It's a meaningful way to show your team that you're looking out for them.

Electronic Equipment Breakdown

From laptops and servers to telecoms and printers, this cover handles the repair or replacement costs if essential equipment breaks down unexpectedly — keeping your business running smoothly and avoiding unplanned disruption to your operations.

Additional Affinity Packaged Policies

Alongside the Business Secure Package, we can also help you put the right protection in place for your workforce. These solutions can be arranged separately or alongside your main policy.

Employee Benefits

From medical insurance to broader benefit solutions, we help SMEs offer their employees the kind of protection that attracts good people and keeps them. We'll find options that work for your team size and your budget.

Workmen's Compensation

Workmen's Compensation cover supports employees who are injured at work, providing financial protection during their recovery while helping your business meet its obligations under UAE labour law — a responsible foundation for any team.

Group Life

Give your employees' families the security of knowing they'll be looked after. Group Life cover provides financial protection in the event of an employee's death or disability — and sends a clear message that you value the people who work for you.

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Why choose Continental?

A network of qualified professionals. Focused on you. Multifaceted solutions. A personalised approach. These aren't just words — they're the reason over 30 years of clients have trusted us with the things that matter most.

 

For help choosing the right cover for your SME, speak to our Specialty Team today.

Call 800 242

Enquire

Other specialty policies

Specialty Warehouse Package

For SMEs that import, export, store, or move goods, this package brings your warehouse cover, stock protection, transit risks, and employee obligations together under one solution — so your operations stay on track and your team stays supported, wherever your goods are in the world.

Learn More

Frequently Asked Questions

 

1. Why choose a package over separate policies?

Separate policies mean separate renewals, separate insurers, and — too often — separate gaps. A package brings your key covers together under one policy, making it simpler to manage and less likely that something falls through the cracks.

2. Does this package help with UAE labour law compliance?

Yes. If Workmen's Compensation and Employer's Liability are included, the package can help your business meet the key employee protection obligations required under UAE labour law. Our team will make sure you're covered where it counts.

3. Can I adjust the cover for my specific business?

Absolutely. The policy can be tailored around your business type, premises, number of employees, asset values, and specific risks. There's no one-size-fits-all — we'll structure it around what you actually need.

4. Why choose the Continental SME Specialty Team?

Because we're not here to sell you a policy — we're here to make sure you're genuinely protected. Our Specialty Team takes the time to understand your business and recommend covers that make sense, so you only pay for what you need and you're never surprised when it matters.

We’re here to help.