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← General Insurance

Liability and Casualty

For when the problem becomes legal.

Why it matters

One incident, a slip in your office or a fault in your product, can turn into a claim that costs more to defend than to settle. Liability cover exists so a legal problem stays a legal problem instead of becoming a financial one. Increasingly, clients and contracts demand it too.

The main covers, briefly

  • Public liability. Injury or property damage to third parties on or around your operations. Often the minimum required to operate in shared spaces.
  • Product liability. Claims arising from a defect in something you make, sell or distribute. Liability often lands on the brand even when a component came from elsewhere.
  • Directors and officers (D&O). Personal cover for your leadership against claims of negligence, mismanagement or breach of duty. Essential where there are external investors or a board.
  • Employer's liability and workers' compensation. Your responsibility when an employee is injured or falls ill through work, including medical costs, lost wages and legal costs, in line with UAE labour law.
  • Professional indemnity. For consultants, agencies and advisors. Covers financial loss a client blames on your advice or your work.
  • Medical malpractice. For healthcare professionals and institutions, covering claims of negligence or treatment error, including legal defence.
  • Commercial general liability. The base layer for everyday premises and operations exposure, with other covers built on top.
  • Umbrella and excess layers. Extra headroom above the limits of the policies underneath, for the claim that outgrows them.

Layered to fit

We start with your actual exposures, then build the layers. You end up neither underinsured nor paying for cover you do not need.

 

Why choose Continental?

A network of qualified professionals

We see ourselves as your guide through the world of financial planning. Our job is to help you explore your options and find solutions that fit your goals.

Our team of 250+ professionals works across the Middle East, Europe and Asia. We're here to offer you clear, impartial advice—always putting your interests first, backed by years of experience and a commitment to service.

We keep learning, researching and embracing new technology so we can stay ahead—and help you get where you want to go.

Multifaceted solutions

Your financial security comes first. Whether you're looking out for your family, supporting your clients or planning your next move, we're here with the guidance and resources to help you reach your goals.

We work with trusted partners, both local and international, to bring you a wide range of financial and insurance solutions. Our promise: dedicated, personalised service—every step of the way.

A personalised approach

For us, relationships come first—in business and in life. We build trust and back it up with a skilled, experienced team.

We tailor our advice to fit your goals, risk comfort, timeline and cash needs. Whether you want to minimise risk, preserve wealth, grow your income or build capital, we'll find solutions that work for you.

Confidentiality, trust and discretion are at the heart of what we do. That's why clients choose us.

Cover placed with leading regional and international insurers, including: