What is term life insurance?
A growing family. A mortgage. School fees. A business commitment. There are times in life when other people depend heavily on your income, and term life insurance can help protect them during those years.
Term life insurance gives you life cover for a set number of years. You choose how much cover you need and how long you want it for. If a valid claim is made while the policy is active, the agreed amount is paid to the people you have chosen. Once the term ends, the cover usually ends too.
Find the right level of cover
There are plenty of policies available. The harder question is knowing how much cover you actually need, and for how long. Continental helps you look at your family, commitments and future plans before comparing suitable options from established insurers.
Simply protect with life insurance
Term life insurance works well when you want to protect a specific financial responsibility for a set number of years. That could mean replacing family income, paying off a mortgage or loan, covering your children's education or protecting important business commitments.
The idea is simple: put cover in place for the years when your responsibilities are at their highest.
Why choose Continental?
A network of qualified professionals
We see ourselves as your guide through the world of financial planning. Our job is to help you explore your options and find solutions that fit your goals.
Our team of 250+ professionals works across the Middle East, Europe and Asia. We're here to offer you clear, impartial advice—always putting your interests first, backed by years of experience and a commitment to service.
We keep learning, researching and embracing new technology so we can stay ahead—and help you get where you want to go.
Multifaceted solutions
Your financial security comes first. Whether you're looking out for your family, supporting your clients or planning your next move, we're here with the guidance and resources to help you reach your goals.
We work with trusted partners, both local and international, to bring you a wide range of financial and insurance solutions. Our promise: dedicated, personalised service—every step of the way.
A personalised approach
For us, relationships come first—in business and in life. We build trust and back it up with a skilled, experienced team.
We tailor our advice to fit your goals, risk comfort, timeline and cash needs. Whether you want to minimise risk, preserve wealth, grow your income or build capital, we'll find solutions that work for you.
Confidentiality, trust and discretion are at the heart of what we do. That's why clients choose us.
FAQs
Things people ask first.
1. How long should I take term life cover for?
The length of your term life insurance policy is a matter for you to decide. It will vary depending on your individual circumstances. You will need to consider why you are choosing term life insurance. If it is to cover you while you have financially dependent children or a mortgage for example, this would affect your choice of length of term for your policy.
2. What is the length of term life insurance?
The length of your policy will depend on your aim when you take the policy out. Here at Continental, our experts typically see policies lasting 10, 15, 20, 25 or 30 years.
3. What is a yearly renewable term?
A yearly renewable term (YRT) policy has no specified term and is renewable every year, without the need for fresh evidence of your insurability. However, you need to be aware that while the premiums on a YRT policy begin low, they tend to increase annually, and your age is always taken into consideration.
