For employers, offering group medical insurance is not just a legal requirement in many regions, including the UAE, but also a powerful tool for attracting and retaining top talent. A comprehensive employee benefits package, including group medical insurance, can set your business apart from competitors, making it easier to recruit and retain skilled professionals.
Investing in group medical insurance can also improve your company’s bottom line by encouraging employee participation in wellness programs. Healthier employees lead to reduced healthcare costs, fewer sick days, and lower absenteeism. When employees are healthy and engaged, they bring their best selves to work, contributing more effectively to your organisation.
Ready to provide your employees with top-tier group medical insurance in the UAE? At Continental, our experienced advisers are here to help you find the ideal coverage tailored to your workforce's needs.
Don’t wait—reach out to us today and discover how we can enhance the health and well-being of your employees, ensuring your business continues to thrive. Let’s work together to build a healthier, more secure future for your organisation!
All medical insurance plans come with a standard set of exclusions, which means certain services will not be covered. Some common exclusions include treatments that are not medically indicated, cosmetic procedures, and treatments related to obesity. Additionally, any injuries resulting from hazardous sports activities or self-harm, including suicide, are excluded. Furthermore, external prosthetic devices and medical equipment, as well as patient treatment supplies such as elastic stockings, ace bandages, gauze, syringes, diabetic test strips, and similar products, are generally not covered.
Choosing the right group medical and health insurance can feel overwhelming. At Continental, our expert insurance specialists will guide you through a broad spectrum of options, including comprehensive group medical and health coverage. We'll help simplify the complexities of the healthcare insurance landscape and identify a solution tailored specifically to your organization's needs.
For help with choosing the right group medical and health insurance policy, contact us today.
Eligibility for our group health insurance plans generally includes full-time employees, their dependents, and sometimes part-time workers, depending on the specific policy provisions set by the employer. It's essential to check with your employer for detailed eligibility requirements.
Group health insurance plans often cover a range of services, including routine check-ups, hospital stays, surgeries, preventive care, prescription medications, and mental health services. Coverage specifics can vary based on the selected plan.
All medical insurance plans come with a standard set of exclusions, which means certain services will not be covered. Some common exclusions include treatments that are not medically indicated, cosmetic procedures, and treatments related to obesity. Additionally, any injuries resulting from hazardous sports activities or self-harm, including suicide, are excluded. Furthermore, external prosthetic devices and medical equipment, as well as patient treatment supplies such as elastic stockings, ace bandages, gauze, syringes, diabetic test strips, and similar products, are generally not covered.
Optical and dental benefits are available as an optional coverage for groups, subject to an additional premium. These services will be provided according to the agreed-upon terms.
To secure group health insurance in the UAE, a business must be legally registered and approved in accordance with UAE regulations, holding a valid trade license. Additionally, the organisation must employ a minimum number of staff to qualify for a Group Health Insurance policy.