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Life Insurance

The policy with no legal deadline is usually the one your family needs most, and the cheapest for what it delivers.

The policy that should not wait.

Life insurance is vital when planning for your future, and yet many of us never think of taking out cover. We don't think twice about insuring our homes, cars and other possessions, so why do we shy away from protecting our loved ones? Life insurance provides a safety net for your family if you die, helping them to cope financially during what is certain to be a difficult time.

The legacy you leave your family should be secure, easing their stress when the worst happens and protecting them from financial disaster. If you are weighing up life insurance in the UAE, or need guidance on cover anywhere else in the world, our experts will help you find a policy that fits.

What is Life Insurance

Whole of Life

A guaranteed pay out whenever you pass – with premiums and sum assured linked to an investment fund.

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Term Life

A guaranteed lump sum pay out or regular income should you die within the given period of the policy term.

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Universal Life Insurance

More flexible, permanent coverage which offers low-cost protection alongside a savings element that grows over time.

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Endowment Plans

Coverage for death, as well as offering savings that build up, released on maturity should you survive the policy term.

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Critical Illness

Complete protection for your uncovered medical bills and household bills should you fall seriously ill.

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What it actually costs

About $7 a month: the average cost of life insurance in the UAE for a $100,000 lump sum. Your premium depends on age, health, lifestyle and cover level, and it only moves in one direction as birthdays pass, so the same cover costs less this year than it will next year.

If you are covering more than yourself

Life cover settles debts and protects a company from the loss of a key person. For a workforce, group life insurance does the same job at scale.

If the pay out should fund a legacy, our advisors work alongside your estate planning. Start with our plain-English piece on trusts versus wills.

Why choose Continental?

A network of qualified professionals

We see ourselves as your guide through the world of financial planning. Our job is to help you explore your options and find solutions that fit your goals.

Our team of 250+ professionals works across the Middle East, Europe and Asia. We're here to offer you clear, impartial advice—always putting your interests first, backed by years of experience and a commitment to service.

We keep learning, researching and embracing new technology so we can stay ahead—and help you get where you want to go.

Multifaceted solutions

Your financial security comes first. Whether you're looking out for your family, supporting your clients or planning your next move, we're here with the guidance and resources to help you reach your goals.

We work with trusted partners, both local and international, to bring you a wide range of financial and insurance solutions. Our promise: dedicated, personalised service—every step of the way.

A personalised approach

For us, relationships come first—in business and in life. We build trust and back it up with a skilled, experienced team.

We tailor our advice to fit your goals, risk comfort, timeline and cash needs. Whether you want to minimise risk, preserve wealth, grow your income or build capital, we'll find solutions that work for you.

Confidentiality, trust and discretion are at the heart of what we do. That's why clients choose us.

Policies placed with established international life insurers, including:

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Let’s look after the people who count on you

One conversation today can secure your family’s tomorrow. Thirty minutes, no obligation.

FAQs

Things people ask first.

1. Can I customise my life insurance policy?

Yes, our team will work with you to create a personalised plan that meets your specific needs and budget.

2. How is the premium calculated for a life insurance policy?

The premium amount is based on factors such as age, health status, lifestyle, and the level of coverage chosen.

Take Control of your financial future

Speak to one of our expert advisors to discover solutions that could suit your unique financial profile and goals.

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